Your satisfaction is our top priority, and our dedicated team is committed to providing a seamless experience. With personalised attention, we tailor our advice to match the unique requirements of new build purchases, ensuring you secure the right mortgage options for your dream home.
Moorhouse Finance strives to make your journey as stress-free as possible. Whether you’re selling for the first time or a seasoned mover, our service is tailored to your circumstances.
Given the frequent changes in lenders’ criteria, it’s possible that it’s been some time since you last reviewed your mortgage options.
We strive to help you understand all aspects of buying and selling your property, including associated costs and payment timelines. This encompasses various expenses such as lender charges, protection policy costs, solicitors’ fees, estate agency fees, energy performance certificates, survey fees, and stamp duty/government taxes.
Before proceeding with your house move, it’s essential to determine the value of your current property and understand the estate agency fees involved.
Selling and searching:
Recognising that this process can be stressful, we’re here to support you every step of the way.
Our team is available to answer any questions you may have throughout the process.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
After selling your property and finding your next one, your mortgage adviser will submit your full application to the lender, including all supporting documents and details about your new property.
Similar to your initial mortgage agreement, once all checks are completed and a satisfactory survey is conducted, your mortgage offer will be issued to you, your mortgage adviser, and your solicitor.
Exchanging contracts:
Once all necessary checks are completed on your new property, the solicitors representing both parties will prepare contracts for exchange. The time taken for this process can vary depending on the number of people in the chain.
Moving Day:
Today is the day! Funds will be released to each relevant party within the chain, and you will be contacted to collect the keys to your new home!
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